Cash Application

Payment Matching Powered by AI

Automatically match 85% of payments on first pass. Multi-format, multi-currency, real-time processing. 50M+ payments processed monthly with 99.95% accuracy.

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85%
Automated on First Pass
<2s
Avg Matching Time per Payment
50M+
Payments Matched Monthly
99.95%
Accuracy Rate
Matching Strategy

Three-Level Matching for Complete Coverage

Level 1

Automatic Matching

AI matches 85% of payments on first pass using PO, invoice, amount, reference data.

85%
of payments
Level 2

Fuzzy Matching

Machine learning identifies partial matches, typos, currency differences, date variances.

12%
of payments
Level 3

Manual Review

Remaining 3% routed to specialist team with AI recommendations and context.

3%
of payments
Supported Formats

10+ Payment Input Formats

Accept payments from any bank, payment processor, or format.

SWIFT/MT940
CAMT.053/ISO 20022
OFX/OFXV2
CSV/TXT
Bank Proprietary
Web Service API
EDI (ANSI, EDIFACT)
PDF (OCR-enabled)
Excel/XML
Blockchain/CBDC
Capabilities

Enterprise-Grade Payment Matching

🤖

AI-Powered Matching

Machine learning models trained on 50M+ payment records for maximum accuracy.

🌍

Global Currency Support

185+ currencies with real-time FX rates and automatic conversion.

⚡

Real-Time Processing

Payments matched within seconds of bank file ingestion.

🔄

Multi-Format Support

SWIFT, CAMT, OFX, CSV, proprietary bank formats, and custom feeds.

Intelligent Matching

✓ Multi-field fuzzy matching algorithm
✓ Currency and exchange variance detection
✓ Part payment and overpayment handling
✓ Duplicate payment detection
✓ Partial payment sequence analysis
✓ Cross-reference matching (PO/LOC/Contract)

Payment Processing

✓ Multi-currency support (185+ currencies)
✓ Real-time FX rate lookup and conversion
✓ Payment method detection (wire, ACH, check)
✓ Aging analysis and reporting
✓ Exception flagging and routing
✓ Automatic GL coding and posting

Accounting Integration

✓ Direct ERP integration (SAP, Oracle, NetSuite)
✓ Dual GL posting (AR & General)
✓ Intercompany reconciliation
✓ Multi-entity consolidation
✓ Bank-to-GL reconciliation
✓ Automated journal entries

Analytics & Insights

✓ Payment pattern analysis
✓ Customer credit behavior tracking
✓ Days Sales Outstanding (DSO) trending
✓ Collection effectiveness scoring
✓ Predictive payment likelihood
✓ Anomaly detection and alerting
Use Cases

Payment matching for every business model

High-Volume Processing

Enterprise CFOs process thousands of daily payments across multiple countries, subsidiaries, and payment methods. AI matching reduces manual effort by 75-85%.

Multinational Companies

Complex payment flows with currency conversions, intercompany transfers, netting arrangements. One platform for all entities.

Multi-Currency Operations

Real-time FX rate lookup, automated currency conversion, triangulation matching across 185+ currencies.

Supply Chain Finance

Automatic matching of supplier invoices to payments, LOC drawdowns, early payment discounts.

Bank Reconciliation

Daily bank feed ingestion, automatic matching to payments, exception reporting for month-end close.

Dispute Prevention

Match accuracy prevents duplicate payments, overpayments, and supplier disputes before they occur.

Turn receivables into your strongest cash flow lever

Prioritized collections. Behavioral AI automation. Complete cash flow visibility. Start your transformation today.

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SOC 2 Type II
GDPR Compliant
CCPA Compliant